Dubai Holding Real Estate has partnered with Commercial Bank of Dubai (CBD) in a bid to launch a new home financing programme for eligible customers purchasing properties across Nakheel, Meraas and Dubai Properties. The programme will be available to both nationals and UAE residents, including salaried and self-employed buyers purchasing (qualified) off-plan and completed villas and apartments in Dubai Holding Real Estate’s portfolio.
It has been curated to provide a smoother and clearer route to ownership, with preferential rates, attractive fee structures, quicker digital onboarding, committed relationship management and access to selected premium banking benefits.
The programme provides both conventional and Islamic financing solutions, subject to eligibility and approval, widening customer choice across the UAE. It also includes digital pre-approval supported by automated eligibility assessment, helping customers gain upfront clarity on their borrowing capacity and move through the financing journey more efficiently.
“Enabling access to home ownership at the right point in the purchase journey is a priority for Dubai Holding Real Estate. Our partnership with Commercial Bank of Dubai responds directly to that need by unlocking earlier and more structured access to home financing across Nakheel, Meraas and Dubai Properties for UAE Nationals and residents, including salaried and self-employed customers.
“By leveraging the scale and diversity of our residential portfolio, we are giving buyers greater confidence to plan and move forward, reinforcing Dubai Holding Real Estate’s role in shaping accessible, high-quality communities across Dubai’s leading destinations.”
Khalid Al Malik, CEO, Dubai Holding Real Estate
A noteworthy feature of the programme is that customers can access financing from the 30% construction stage once they have met the 50% payment threshold. This gives eligible buyers earlier visibility and flexibility for their financing options and more certainty when planning their property purchase.
Curated to meet the needs of discerning buyers, the programme provides bespoke home financing solutions for eligible off-plan and completed properties, with respectable fixed and variable rate options. For salaried customers, digital pre-approval will assist with greater clarity on borrowing capacity and reduced turnaround times.
“Customers today want more than financing. They want clarity, efficiency and trusted guidance throughout the property ownership journey. Through our partnership with Dubai Holding Real Estate, we are simplifying access to home financing with faster digital pre-approvals, dedicated mortgage expertise and a more efficient onboarding process. This reflects CBD’s commitment to supporting customers while contributing to the sustainable growth of Dubai’s real estate market.”
Dr. Bernd van Linder, Chief Executive Officer, Commercial Bank of Dubai
Self-employed buyers, including entrepreneurs and SME customers, can benefit from simplified documentation requirements and flexible eligibility frameworks implemented to improve accessibility.
Eligible customers can also access CBD’s premium banking privileges, including its Elite proposition. The partnership is reflective of the ongoing alignment between Dubai’s real estate and banking sectors, as both industries collaborate to support market resilience, customer confidence and sustainable economic growth.
